Enikion verifies a tenant's identity, income, employment and rental history, with their consent, and gives you one clear answer in 2-3 working days. Built for Cyprus.
Eviction here means the courts, a process measured in years, not weeks. Yet most tenants are still chosen on a feeling, a phone call, and a payslip nobody verifies. The maths has never made sense.
A contested eviction through the Cyprus courts, while the rent goes unpaid and the legal fees grow.
What one bad tenant typically costs a landlord in lost rent, damage and legal costs - against a €79 check.
What most Cyprus tenancies begin with today. There has been no professional referencing service here - until now.
Enter the applicant's name, email and the rent. Agents can request on behalf of their landlord clients, and the landlord sees the result in their own portal.
ID and selfie verification, income proof via secure open banking or payslips, employer and previous-landlord details. About 8 minutes, in Greek or English, with explicit GDPR consent.
We verify everything and chase the references so you don't have to. Within 2-3 working days: a scored report (Pass, Pass with conditions, or Not recommended) with a concrete recommendation.
So we built something better: with the tenant's consent, we analyse twelve months of real bank transactions. A credit file shows whether someone has a loan. We show whether they actually paid their rent.
FAILED OR ABANDONED CHECKS ARE NEVER BILLED · GUARANTOR ADD-ON +€16 · PRICES EX. VAT
Whoever requests it: the agency or the landlord. Tenants are never charged, and there's nothing for them to pay in the flow.
Identity, sanctions and bank-based affordability complete within hours of the tenant finishing their part. Employer and previous-landlord references usually land within 2-3 working days; we chase them daily so you don't have to.
No, and in Cyprus nobody's is: the Artemis credit bureau is legally accessible only to banks. Instead, with the tenant's explicit consent, we verify income and actual rent payments from twelve months of bank transactions, which tells you more about how they'll treat your rent than a credit file ever could.
Every report carries a score out of 100, built only from verified financial and tenancy facts: identity verification, sanctions screening, confirmed employment, affordability against a 2.5x income-to-rent threshold, and the previous landlord's reference, with deductions for late rent payments found in the bank history. Nothing about who a person is (nationality, age, gender, family) ever enters the score. The same tenant always produces the same score, and a human reviews every report before it's delivered. The report recommends; the landlord decides.
Every check is consented in writing before it begins. Data is used solely for the specific application, visible only to the requesting agent and the property's landlord, EU-hosted, and deleted 12 months after completion, in line with GDPR.
They can say so, and it appears on the report as a red flag. A declined reference can never produce a clean Pass: the recommendation will ask for a guarantor or extra deposit. Genuine first-time renters are treated differently: no previous landlord is neutral, not negative, and we confirm it against their bank history.
That's an answer too. In markets with established referencing, a refusal to be verified is one of the strongest signals a landlord can receive, and you're never billed for incomplete checks.
Fully. The tenant chooses Greek or English, and agents can set the language when sending the invitation. Ναι, φυσικά.
Send your first reference link today, or talk to us about the pilot programme for agencies.
Start a check - €79